Learn more about Business Travel Insurance with Tennyson the charity insurance experts

Business Travel Insurance protects the insured person against a variety of common risks. If you are travelling within the UK you may not need this cover, but we can advise on your specific circumstances.

Example

You are flying to Edinburgh for a conference: your flight is cancelled and you get the overnight train in order to make it to the conference. You could claim the cost of the train fare as an additional expense.

Who needs Business Travel Insurance?

Anyone who regularly travels on business

What does it cover?

• Becoming unwell
• Having to cancel the trip
• Theft, loss or damage to personal effects during the trip
• Accidentally injuring another person or damaging their property

You should make sure that you fully understand each element of cover that you want to take out: each has its own conditions which will apply.

What does it not cover?

There are some typical exclusions that will apply:

• Travellers over 75
• Acts of terrorism
• Travel to disturbed areas (areas the Foreign & Commonwealth Office is advising against travelling to)
• Losses of personal effects not reported to the local police or your carrier

Other exclusions may apply and you should discuss your requirements with your advisor.